Northside Insurance Agency Blog: homeowners insurance
View the latest blog posts from Northside Insurance Agency.
Tuesday, February 23, 2021 Comparing the Two Policies Coverage: While the two policy types offer identical coverage for dwellings, the HO-5 policy is clearly superior in terms of personal property coverage. Price: In most cases, the HO-3 policy is cheaper as the coverage is not quite as comprehensive as the HO-5. READ MORE >>
Monday, September 21, 2020 Accidents concerning your home can be a scary situation, often shaking your family’s sense of comfort and security. It can be even more frustrating and stressful to have a home insurance claim denied, especially if the damages to your home are expensive. READ MORE >>
Tuesday, May 14, 2019 We get lots of questions from Texas homeowner’s about theft claims arising in the future. Will my TV’s be covered on my insurance policy? Will my son’s Xbox be covered? These are just a few of the questions we get. Consult your policy or ask your agent about specific coverage limits and exclusions on your personal property. READ MORE >>
Monday, June 16, 2014Many insurance companies use credit scoring as a factor in their underwriting process for auto and home insurance in Texas. The insurance credit score is the result of a calculation involving portions of your credit history. READ MORE >>
Thursday, August 15, 2013The Southwestern Insurance Information Service (siis.org) has a fact sheet with some valuable tips to prevent water damage. Water damage inside a home can cost thousands of dollars in damage to your home and possessions. Repeated water damage claims can effect your ability to secure homeowners insurance. READ MORE >>
Tuesday, July 30, 2013The Fort Worth Star Telegram writes that Phase I of the Haltom City flood control plan for Little Fossil Creek is projected for completion this December. The creek’s improved storm-drainage capacity will virtually eliminate a 100-year flood plain, in turn reducing costs for development, redevelopment and insurance in the area, said Tony Muir, city manager of Haltom City. READ MORE >>
Monday, July 15, 2013The Southwest Insurance Information Service has published a tip sheet with some suggestions on how to save money on your homeowners insurance premium. The tips include discounts which may be available as well as some common sense tips about shopping for home insurance including getting multiple quotes from different insurance companies. READ MORE >>
Wednesday, May 15, 2013Homeowners Insurance premiums are going up these days in Texas. You may see real savings, though, if you will take a few minutes to check around and make sure that you are getting all the discounts available. Below is a brief discussion on some discounts available on homeowners insurance. READ MORE >>
Tuesday, April 23, 2013It is important to know whether your Homeowners Insurance affords Replacement Cost or only settles losses for their Actual Cash Value. Replacement Cost is what you would pay to rebuild or repair your home, based on current construction costs. Replacement cost is different from market value and does not include the value of your land. READ MORE >>
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